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Money Mindset for Christians

“Your beliefs become your thoughts, your thoughts become your words, your words become your actions, your actions become your habits, your habits become your values, your values become your destiny.” — Mahatma Gandhi

In my line of work, I meet many people that suffer from stress and anxiety when it comes to their financial situation - it doesn't matter if they are worth millions, are drowning in debt or are somewhere in between. After personally working with over 300 families, conducting over 50 seminars and teaching the leading financial peace course for 4 years, I found the single biggest problem is THE WAY WE THINK ABOUT MONEY - in other words, our Money Mindset. As Christians, we have the opportunity to overcome this stress and anxiety through our faith.

What is a Mindset?

Mindsets are deeply held beliefs, attitudes and assumptions we create about who we are and how the world works.

What is a Money Mindset?

A money mindset is the deeply held beliefs, attitudes and assumptions we create about money. Our money mindset forms our thoughts around money, our thoughts determine our emotions about money, our emotions drive our actions with money, our actions become our money personality (habits) and our money personality drives the results in our financial life.

How is Our Money Mindset formed?

Our money mindset is influenced by the situation and culture we grow up in, and emotional experiences we have associated with money over our lifetime.

What is a Christian Money Mindset?

A Christian Money Mindset has a Biblical perspective on money. This Biblical perspective allows one to:

  • Overcome fear and anxiety that is inherent in a culture-driven money mindset

  • Form a money personality (habits) aligning with Biblical scripture

  • Positively engage more with others at home, at work, at church and in the community

  • Experience more freedom to share time, talents and treasures with others

What is a Biblical Perspective on Money?

There are two recurring themes throughout the Bible that tells us how we can please God with the way we think about and manage our money including in Jesus' teachings.

1. A person can only have one master, God or mammon. Mammon is anything we put first in our life before God. Not just in our priorities but also in what we put our faith in. When it comes to wealth, the Bible says:

a. Be humble knowing it all belongs to and comes from God , praise Him and give Him thanks (Deuteronomy 8:17-18, 1 Samuel 2:7, 2 Chronicles 1:11-12, Ecclesiastes 5:10, Ecclesiastes 7:12, Matthew 6:26, Luke 12:13-34, Luke 12:42-48, , Luke 16:13-1, Acts 8:20, 1 Timothy 6:7-10, 1 Timothy 6:17-19, Hebrews 13:5, Revelation 3:17)

b. Be honest  (Deuteronomy 25:13-15, Proverbs 13:11, Luke 3:14, Romans 13:7-8, 1 Peter 5:2-3)

c. Be fair (Leviticus 19:13, Proverbs 10:4, Luke 12:15, 1 Timothy 5:17-18)

2. Serve God through Financial Stewardship. The Bible says this means:

a. Give the first 10% to God (Genesis 4:2-5, Genesis 14:18-20, Genesis 28:20-22, Leviticus 27:30-33, Proverbs 3:9, Malachi 3:6-12, Mark 12:41-44 )

b. Manage money wisely (Proverbs 11:14, Proverbs 15:22, Proverbs 27:23, Ecclesiastes 5:13, Matthew 25:14–30, Luke 14:28, 1 Timothy 3:5) 

c. Take care of family (Deuteronomy 28:12, Proverbs 13:11, 1 Timothy 5:4, 1 Timothy 5:8, 1 John 3:17-18)

d. Be generous to others (Exodus 22:25, Deuteronomy 23:19, Proverbs 11:24, Matthew 6:19, Matthew 19:21, Luke 12:13-34, Luke 12:42-48, Acts 4:32, 2 Corinthians 9:6-15, James 5:1-6)

How does one gain a Christian Money Mindset?

The same way one can claim all of God’s promises in their life...

What are God’s promises?

  1. The opportunity to enjoy eternal life

  2. The opportunity to live God’s plan for you

  3. The opportunity to build riches in Heaven

  4. The opportunity to leave a legacy

How does one claim God’s promises?

  1. Become a child of God

  2. Keep His commandments

  3. Do what pleases God

  4. Ask in Jesus’ Name

  5. Believe

How do we become a child of God?

  1. Accept Jesus Christ as your savior 

  2. Allow yourself to be led by the Holy Spirit

  3. Transform yourself by the persistent renewing of your mind

  4. Trust in the Lord

Next Step to Learn More or Help Others:

1. Money Mindset for Christians seminar - I conduct this interactive seminar for churches and Christian organizations including employers, or

2. Use Personal Finances to Strengthen Your Marriage workshop - I conduct this interactive workshop at churches and Christian organizations including employers, or

3. Enroll in my online course or share it with others: A Course in Faith-Based Financial Life Planning: An Easy to Follow Guide to Creating Purpose, Peace and Prosperity in Your Financial Life

Use coupon code PROSPER (good for a limited time) to save 50% of the regular price of $197/year. During this promotion, you only pay $98.50 for instant access to all of the videos and resources for all of the lessons for one full year. If after enrolling you feel that this course  isn’t right for you, let me know within 30 days and I’ll give you a full refund. 

To learn more about the course, visit the information page at: A Course in Faith-Based Financial Life Planning: An Easy to Follow Guide to Creating Purpose, Peace and Prosperity in Your Financial Life, or

4. Use the share buttons below to share this article with family and friends on your social media page.

If you have questions or would like to learn more about any of my programs, please email me at fran@catalystwealthplanning.com.